Important information

The results shown are estimates only and are based on information entered by you, selected assumptions and taxation settings believed to be current at the time of calculation. Actual repayments, lease costs, vehicle running costs, tax outcomes and savings may vary based on your circumstances, employer policies, vehicle selection, financier requirements and applicable legislation.

This calculator is provided for general information purposes only and does not constitute financial, taxation or legal advice, a quote, offer of finance, credit approval or commitment by Streetfleet to provide a novated lease. Any novated lease remains subject to eligibility, employer participation, financier requirements and credit approval.

Before making any decision, you should consider whether a novated lease is appropriate for your circumstances and seek independent financial, taxation or legal advice where appropriate

Calculator Assumptions

Unless otherwise stated, calculations are based on the following assumptions:

• Vehicle pricing, operating costs and lease assumptions are based on information available to Streetfleet at the time of calculation.
• You are an Australian tax resident.
• You are paid a salary subject to PAYG taxation.
• Your employer offers a novated leasing program and permits salary packaging of lease payments and eligible running costs.
• The vehicle remains available for your use throughout the lease term selected.
• The novated lease remains in place for the full selected lease term.
• Taxation rates, government incentives and legislative assumptions are current at the time the calculator is updated.
• Estimated running costs may include registration, comprehensive insurance, servicing, maintenance, tyres, roadside assistance, fuel and/or charging costs where applicable.
• Where applicable, calculations may assume GST input tax credits are available and passed through in accordance with employer and legislative requirements.
• Any estimated savings assume continued eligibility for salary packaging arrangements throughout the lease term

Repayment Estimates

Any estimated weekly, fortnightly or monthly repayments displayed by the calculator are indicative only and may change based on:

• Final vehicle selection.
• Vehicle pricing confirmation.
• Credit assessment and financier approval.
• Employer validation and salary packaging eligibility.
• Final running cost budgets.
• Changes to interest rates, fees, charges or taxation treatment.
• Changes to registration, insurance, maintenance, fuel, charging or other operating expenses.
• Changes to manufacturer or dealer pricing.

Final repayments, salary deductions and running cost budgets will be confirmed in your personalised Streetfleet quote

Vehicle Pricing

Vehicle prices displayed or used within the calculator are indicative only.

Manufacturer's list price, dealer delivery charges, registration, stamp duty, government charges, optional accessories and other on-road costs may vary and change without notice.

dealer delivery charges, registration fees, stamp duty, government charges, optional accessories and other on-road costs may vary and change without notice.

Actual vehicle pricing may affect estimated repayments, salary deductions and overall lease costs.

Vehicle availability is not guaranteed and may be subject to dealer stock levels and manufacturer supply constraints.

Potential Savings

Any estimated tax savings, take-home pay impacts, net cost reductions or other financial benefits shown by the calculator are estimates only and may vary based on your individual circumstances. Savings estimates compare eligible vehicle and running costs paid through a novated lease arrangement with paying those same costs from after-tax income, based on the assumptions outlined on this page.

Actual outcomes may vary due to factors including your income and tax position, employer salary packaging arrangements, vehicle costs, kilometres travelled, financier requirements and changes to legislation, taxation settings or government incentives.

Streetfleet does not guarantee any savings, financial benefit or tax outcome displayed by the calculator.

Electric Vehicle Assumptions

Where an eligible electric vehicle or low-emissions vehicle is selected, calculations may include benefits that are available under current Australian taxation legislation.

Eligibility for electric vehicle concessions depends on individual circumstances, employer participation, vehicle eligibility and applicable legislation.

Calculations may assume:

• The vehicle qualifies as an eligible zero or low-emissions vehicle.
• The vehicle satisfies applicable legislative requirements.
• The vehicle meets relevant Luxury Car Tax threshold requirements where required.

Eligibility requirements, incentives and taxation treatment may change as legislation changes. Streetfleet does not guarantee the ongoing availability of any concession, exemption or government benefit.

Government Benefits and Other Financial Obligations

The calculator does not consider the impact a novated lease may have on:

• HELP or HECS repayments.
• Medicare Levy Surcharge obligations.
• Family Tax Benefit entitlements.
• Child Care Subsidy entitlements.
• Paid Parental Leave entitlements.
• Child support assessments.
• Other government payments, concessions or income-tested benefits

Fees, Charges, Finance and Eligibility

The calculator may not include all fees, charges, taxes, insurance costs or other amounts that may apply to your novated lease.

Finance may be provided by approved third-party financiers. Any novated lease remains subject to employer participation, vehicle availability, eligibility requirements, financier acceptance and credit approval. A credit assessment and supporting documentation may be required.

This calculator does not take into account your personal objectives, financial situation or needs. Before making any decision regarding a novated lease, consider whether it is appropriate for your circumstances and seek independent financial, taxation or legal advice where necessary. Final lease terms, repayments, running costs, savings and eligibility remain subject to applicable terms, conditions and approvals.